Our products are distributed by UK brokers and the expanding range now includes:
Motor Excess Refund (cars, vans, bikes, multi-vehicle, fleets, motor-trade, motorhomes, couriers, taxis, annual and short-term policies)
Vehicle Rental Excess/Damage (annual and short-term policies)
Property Excess Refund (home insurance, commercial property)
Motor Vehicle Breakdown (cars, vans, bikes, bespoke vehicle versions, annual and short-term policies)
Total Loss Top-up for motorists
Motorcyclists Helmets and Clothing for motorcyclists also known as ‘helmets & leathers’ and our product covers all items
Motorists Personal Accident for any motorist
Motorcyclists Helmets, Clothing and Injury for motorcyclists covering their helmets, clothing items and injuries that can’t be reclaimed from another motorists
Saddlery & Tack for equine enthusiasts
Equine Excess and Co-payment Refund for equine enthusiasts with a horse or pony insurance policy
Jewellery, Watches & Collectibles for home insurance customers with an item that exceeds their single item value limit
Cycle cover is a basic policy for the damage or theft of cycles
Pet a variety of cover options for pet owners (specific broker product)
We are actively looking for new broker partners for these products, a specific broker variation of these, or any new product ideas. Get in touch with Protect Insurance PCC if you want to investigate the potential of working with us. Our aim is to be innovative and flexible and to build long-term relationships with our broker partners.
• Products are subject to terms, conditions, and eligibility criteria.
• Full details, including costs, exclusions, and limitations, are available on request.
• These products are designed to deliver fair value and support good customer outcomes, including consideration for vulnerable customers.
General Enquiries
If you have any questions about the products provided, where you can purchase these products or the retail broker where you purchased a product, or any other question, then contact us at Email customer.service@cell-universal.gi.
Complaints Contact
We understand that despite our best endeavours to provide customers with quality insurance products that meet expectations when needed, sometimes things can go wrong. If you wish to make a complaint about the product or services you have received then Email complaints@cell-universal.gi.
